Terms of Service

1. Introduction

These Terms of Service ("Terms") govern your use of the South African Equity Fund (SAEF) website and services. By accessing or using our services, you agree to be bound by these Terms. If you disagree with any part of these terms, you may not access our services.

2. Services Description

SAEF provides equity bridge financing services to small and medium enterprises (SMEs) in South Africa. Our services include:

• Equity bridge financing to meet bank and DFI requirements
• Investment evaluation and due diligence services
• Strategic partnership and advisory services
• Access to our network of financial institutions

3. Eligibility Requirements

To be eligible for SAEF services, applicants must meet the following criteria:

• Minimum 51% black ownership
• Viable business project with contracts or purchase orders
• Letter of intent from a bank or DFI
• Clear equity gap requirement
• Alignment with our target sectors
• Job creation potential

4. Application Process

The application process involves the following steps:

1. Submission of comprehensive business plan and financial projections
2. Initial screening and eligibility assessment
3. Due diligence and market analysis
4. Investment committee review and approval
5. Term sheet negotiation and finalization
6. Capital deployment and ongoing support

5. Investment Terms

SAEF offers equity bridge financing with the following general terms:

• Investment range: R2M - R50M
• Strategic equity investment, not controlling interest
• Flexible exit strategies aligned with project timelines
• Ongoing strategic support and partnership
• Transparent terms and conditions

6. Confidentiality

SAEF maintains strict confidentiality regarding all business information shared during the application process. We will not disclose your confidential information to third parties without your express written consent, except as required by law or regulation.

7. Intellectual Property

All content on this website, including text, graphics, logos, and software, is the property of SAEF and is protected by copyright and other intellectual property laws. You may not reproduce, distribute, or create derivative works without our express written permission.

8. Limitation of Liability

SAEF shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our services. Our total liability shall not exceed the amount paid by you for our services.

9. Disclaimers

Our services are provided "as is" without warranties of any kind. SAEF does not guarantee that any investment will be successful or that funding will be approved. All investment decisions are subject to our investment committee's approval and market conditions.

10. Regulatory Compliance

SAEF operates in compliance with all applicable South African laws and regulations, including but not limited to:

• Financial Advisory and Intermediary Services Act (FAIS)
• Companies Act
• Broad-Based Black Economic Empowerment (B-BBEE) Act
• Protection of Personal Information Act (POPIA)

11. Governing Law

These Terms shall be governed by and construed in accordance with the laws of South Africa. Any disputes arising from these Terms shall be subject to the exclusive jurisdiction of the courts of South Africa.

12. Changes to Terms

SAEF reserves the right to modify these Terms at any time. We will notify users of any material changes by posting the new Terms on this page. Your continued use of our services after such changes constitutes acceptance of the new Terms.

13. Contact Information

If you have any questions about these Terms of Service, please contact us at: